Travel Insurance

Travel Insurance | Zurich, Geneva, Zug, Lausanne

Life / Health / Personal Liability / Home Contents / Vehicle / Legal / Travel

Travel insurance is there to protect yourself against the unforeseen. Issues such as illness, injury or even theft while on holiday will be covered. Additionally if something happens before departure such as a last minute cancellation you should be covered.

Travel insurance isn’t designed to cover every eventuality so it’s worth making sure you have the right policy for all your holiday needs.

What travel insurance cover do I need?

Cancellation Coverage

This type of insurance is crucial as it protects you financially if unforeseen circumstances force you to cancel your trip. A cancellation due to illness, a home emergency, or the unfortunate event of a bereavement is all covered. It’s important to ensure you’re not left bearing the full financial burden of lost deposits or non-refundable expenses.

Personal Assistance

Traveling can sometimes entail unexpected medical emergencies or accidents. Personal assistance coverage steps in to provide support and cover expenses related to medical treatment, hospital stays, or even emergency evacuation if necessary. It’s a safety net that ensures you’re not alone or financially strained during times of crisis away from home.

Curtailment

While no one anticipates having to cut their trip short, emergencies can arise that necessitate an early return home. Curtailment coverage safeguards your investment by reimbursing you. The unused portion of your trip and expenses incurred due to the abrupt change in plans will be reimbursed.

Baggage and Personal Belongings

Traveling with luggage always carries the risk of loss, theft, or damage. Baggage and personal belongings coverage ensures that you’re compensated if your belongings are lost, stolen, or damaged. This can include everything from clothing and electronics to important documents and personal items. The peace of mind provided with this insurance ensures you won’t be left empty-handed in case of such incidents.

Motor Vehicle Assistance

If you’re renting a car or embarking on a road trip, motor vehicle assistance becomes invaluable. It covers expenses related to breakdowns, towing, and vehicle recovery, ensuring that you’re not stranded on the roadside. This aspect of travel insurance can save you both time and money by offering prompt assistance when needed.