Pillar 2 – Company Pension

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Are you aware of the benefits you receive with Pillar 2 – Company Pension?

Understanding the Company Pension System

In Switzerland, the pension system is built on three pillars, and the 2nd pillar, known as the company pension, plays a vital role in your retirement savings. If you’re employed and insured under the 1st pillar (State Pension) and earn at least CHF 22,050 per year (as of 2023), you are automatically enrolled in the 2nd pillar. This system ensures that your retirement savings are bolstered by contributions from both you and your employer, providing you with a stronger financial foundation when you retire.

Your employer is not only required to insure you against the risks of death and disability from the age of 25, but they also play a key role in helping you prepare for retirement. Retirement may seem like a distant concern, but it is one of the most significant financial risks you will face. Ensuring that you have sufficient funds saved is essential for a secure and comfortable retirement.

Pillar 2 – Company Pension in Key Swiss Cities

If you live in Zug, Zurich, or Geneva, the Pillar 2 company pension is a key part of your financial planning. While each city has its own specifics, the main benefits and rules of Pillar 2 are the same throughout Switzerland.

Have you recently moved to Switzerland? You may be able to increase your retirement savings by making extra contributions to your company’s pension plan. These contributions can fill in gaps for any missing years. They can also offer significant tax benefits. Knowing these options can greatly improve your long-term financial security. Speak with one of our experts to fully understand how you can make the most of these benefits.

Choosing the right pension fund is a crucial step for entrepreneurs. If you are starting your own business, you might find the many pension options overwhelming. But picking the right plan is vital for the financial security of both you and your employees. A good pension fund can provide stability, attract talent, and help keep your business competitive.

Get Expert Advice Today

The Pillar 2 company pension system can seem complex, but it doesn’t have to be. Our team of expert advisers is here to help. We can guide you through the process and help you make decisions that maximize your pension benefits. Whether you want to boost your retirement savings, understand your current pension plan, or explore options for your business, we’re here to assist. Contact us today using the form, and let us help you secure a financially stable future.