Protect the cargoStart with the goods and their journey.
Marine Insurance
with AlliA
In Switzerland
Clarity for a connected world. Specialist marine insurance advice for cargo, transport liability and vessel-related risks through Swiss Prime’s partnership with AlliA.
- Based in Zug and GenevaLocal understanding
- English-speaking advisersClear, personal advice
- Specialist marine expertiseIn partnership with AlliA
Marine insurance, explained
Goods in transit.
Responsibilities across borders.
International trade connects businesses with customers and suppliers around the world. It also creates distinct risks for goods, vessels and the organisations that move them.
Swiss Prime’s marine insurance offering is developed in partnership with AlliA. The starting point is your role, the contractual responsibilities you accept and the journeys or operations that need protection.
Property and liability differ
Cargo ownership and legal responsibility are not the same risk.
The journey matters
Routes, storage, goods and transport modes shape the placement.
Use specialist expertise
Marine contracts require a detailed view of the operation.
Choose your protection
Protect the goods.
Understand the responsibility.
Cargo cover and logistics liability serve different purposes. Specialist vessel and marine-operation risks require their own assessment and terms.
Cargo & goods in transit
Protection for insured goods during the journeys, transport modes and storage stages agreed in the contract.
- Define the goods, values, packing, routes and transport responsibilities.
- Discuss single-shipment or ongoing arrangements as appropriate.
- Review exclusions and any need for specialist extensions, including war or strikes risks.
Carrier liability is not a substitute for a cargo policy on your own goods.
Marine & logistics liability
Specialist options for organisations with legal responsibilities in the transport and maritime chain.
- Discuss carrier, freight-forwarder, terminal or other operational liability.
- Review vessel-related needs such as hull and machinery, charterer’s liability or P&I where relevant.
- Align the placement with contracts, jurisdictions, declared operations and limits.
Availability and terms are assessed for the specific business and risk. No generic policy covers every marine activity.
Compare the options side by side
| What to compare | Cargo & goods in transit | Marine & logistics liability |
|---|---|---|
| Main purpose | Insured loss or damage to goods. | Specified legal liabilities arising from the insured operation. |
| Key information | Goods, values, packing, routes and transit stages. | Business role, contracts, operations, territories and exposures. |
| Who needs it | A party with an insurable interest in the goods. | An operator with relevant transport or maritime responsibilities. |
| Limits and conditions | Agreed sums, valuation, deductibles and exclusions. | Agreed liability limits, jurisdictions, deductibles and exclusions. |
| Specialist review | Accumulations, storage and any additional perils. | Contractual liabilities and vessel or operational extensions. |
A practical guide
A plan that makes sense for your needs.
Map the journey before choosing the cover
A useful cargo review follows the goods from origin to destination and identifies where responsibility and risk change.
- Describe the goods. Explain their value, sensitivity, packing and any special handling requirements.
- Map the transit. Include transport modes, routes, transfer points and relevant storage.
- Clarify responsibility. Review the sales and transport contracts with the appropriate specialists.
- Assess accumulations. Identify the maximum values exposed on a vehicle, vessel, location or at one time.
A complete journey matters
An international shipment may involve road transport, a sea voyage and temporary storage. Confirm which stages and locations are included instead of assuming protection starts or ends at the port.
Make protection follow the work you do
A carrier, freight forwarder, terminal operator and vessel charterer have different responsibilities. The placement should reflect the activity and the contracts involved.
- Declare the legal entities, services and geographical areas involved.
- Explain subcontracting, contractual terms and any agreed liability obligations.
- Discuss appropriate limits and specialist extensions with the marine team.
- Review claims experience, risk controls and reporting requirements.
Separate the questions
Damage to your customer’s cargo and a liability claim against your business are related situations, but they can require different policies and legal assessments.
Bring the wider operation into view
Vessels and marine businesses can need specialist protection beyond a standard cargo or logistics liability placement.
- Discuss hull and machinery, charterer’s liability and P&I where relevant.
- Review repair, agency, terminal or stevedoring activities if part of the operation.
- Consider loss-of-hire or other operational consequences where insurable and appropriate.
- Identify trading areas, vessel details and specialist conditions for the proposed risk.
A specialist starting point
The right submission depends on the activity. Share a clear description of your operation first so the team can identify which documents and expertise are needed.
Advice built around you
A clearer choice, with Swiss Prime
Swiss Prime works with AlliA’s marine expertise to help businesses explore cargo, liability and vessel-related insurance needs. We start with the operation and the risks to be assessed, then clarify the information required for a specialist placement.
Our English-speaking team is based in Zug and Geneva, supporting clients in Zurich, Lausanne and across Switzerland.
★★★★★
Based on 80 reviews
Mihai-George3 months ago
Exceptional Service and Financial Guidance! I have been working with SwissPrime International for the past four years for my tax returns, and I cannot recommend them highly enough. Their services are consistently outstanding, prompt, and incredibly helpful. What truly sets SwissPrime apart is their approachability and willingness to have open, transparent discussions. Beyond just handling my annual tax filing, they have provided me with invaluable, personalized insights into enhancing my retirement plan year over year. They also took the time to offer excellent Swiss financial education, which has been a massive advantage in navigating the local financial landscape. If you are looking for a reliable, knowledgeable, and proactive partner for your financial and tax needs, SwissPrime International is the way to go!
Carl Gillblad4 months ago
Ever since I moved to Zug, Swiss Prime has helped me with my taxes. They have always been very forthcoming, professional, and helpful with taxes, declarations, and pension planning.
Paul Timmins5 months ago
Our family has been a client of Swiss Prime for over ten years. t's always a pleasure working with them. Fast, efficient and accurate service.
Ben Mitchell6 months ago
I have had the pleasure of managing my tax returns and insurance policy discussions with the team over the last 6 years. Always clear, always helpful and have a vast knowledge of the market to advise.
Karin Lochte6 months ago
Super service, immer schnelle und zuverlässige Bearbeitung! Inklusive guter tipps
Paul Harrison6 months ago
Philip Hüsler assisted me for my tax submissions agter moving to Canton Zug. I am extremenly impressed with his professional and timely service. Extremely good value and greatly appreciated..
Semih Ilbars6 months ago
As an expat, dealing with taxes in Switzerland can be quite complex, so having the right support makes a huge difference. I had a very positive experience working with this team, especially Philip Huesler on my tax matters. They are highly professional, knowledgeable, and very responsive. Whenever I had questions—whether about the tax process, documentation, or specific situations—I always received clear and helpful answers in a timely manner. Their guidance made the entire process much smoother and gave me confidence that everything was being handled correctly. I can highly recommend their services, especially for expats looking for reliable and professional tax support.
avishek pal7 months ago
The Swiss Prime team (Philip in particular) has been supporting my family tax filings for the last four years. Always proactive in defining requirements and setting timelines, clear in communications and documentation needs and at the end, a timely and clean filing. They also make time for calls to clarify any questions or requests from the Swiss tax authorities. And, they handle complexity well, given my tax filing spans two countries. Daniel from the team has been a long-time advisor for my other investment needs and has always been objective and supportive with his expert recommendations.
Zdenko Mazurek7 months ago
I have been using Swiss Prime International’s services for several years and I am consistently very happy with them. The team is highly responsive, extremely knowledgeable and always very kind and professional. They take time to understand my needs and provide clear, reliable support. It is a pleasure working with a company that delivers such a high standard of service year after year. Highly recommended!
Elizabeta Stojcheva7 months ago
I’ve been working with Swiss Prime advisors for a while now, and I couldn’t be more satisfied with the service. They are incredibly knowledgeable, detail-oriented, and always up to date with the latest regulations, no matter if it's tax, investments or insurance related. They’re also very responsive and easy to reach whenever I have questions. I always feel confident that my finances are being handled accurately and efficiently. Overall, a reliable, professional, and trustworthy expert who genuinely cares about their clients. Highly recommended to anyone looking for peace of mind when it comes to handling their finances.
Answers before you apply
Marine Insurance with AlliA FAQs
Straightforward answers to the questions people ask first.
What is Swiss Prime’s relationship with AlliA?
The existing Swiss Prime marine offering is presented in partnership with AlliA, a specialist insurance broker with marine expertise. The appropriate team and placement arrangements depend on the risk being discussed.
Is cargo insurance the same as carrier liability?
No. Cargo insurance concerns insured loss or damage to the goods. Carrier liability concerns a carrier’s legal responsibility and can be subject to contractual or legal limits and defences.
Can cover include transport by road or air?
Marine cargo arrangements can involve different modes of transport, not only sea voyages. Confirm the actual journeys, modes, storage and terms proposed for your goods.
Are war and political risks automatically included?
Do not assume so. Such risks can have separate clauses, exclusions, restrictions and underwriting requirements. Discuss the countries, routes and any specialist extensions before shipment.
What information is needed for an enquiry?
Start with your business role, goods or vessel details, values, routes, operations, contractual responsibilities and existing cover. The specialist team can then explain the documents required for a full assessment.
Does this page describe pleasure-boat insurance?
The offering described here focuses on commercial marine, cargo and related liability risks. If your enquiry concerns a private boat, describe the vessel and use so the team can confirm whether an appropriate solution is available.
A helpful first conversation
Let’s make your next step a clear one.
Tell us about your business role, the goods or operation involved and the protection you would like to discuss. We can help direct your enquiry to the appropriate marine specialists.
Zug office
Alpenstrasse 14, 6300 Zug, Switzerland.
Geneva office
Chemin du Pommier 42, Case postale 53,
1218 Le Grand-Saconnex, Switzerland.
Tell us what you need
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