{"id":3786,"date":"2024-01-24T11:14:18","date_gmt":"2024-01-24T11:14:18","guid":{"rendered":"https:\/\/swiss-prime.ch\/?page_id=3786"},"modified":"2024-02-06T09:33:21","modified_gmt":"2024-02-06T09:33:21","slug":"isa-art45","status":"publish","type":"page","link":"https:\/\/swiss-prime.ch\/en\/isa-art45\/","title":{"rendered":"ISA-Art45"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background newtable123 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#e8ebef;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><h1><strong>Swiss Prime International Ltd.,\u00a0<\/strong><\/h1>\n<h2>Alpenstrasse 14, CH-6300 Zug<\/h2>\n<ul>\n<li>Your client advisor works for Swiss Prime International Ltd, Alpenstrasse 14, 6300 Zug, Switzerland.<\/li>\n<li>Swiss Prime International Ltd. is an independent financial intermediary, registered with and supervised by the Swiss Financial Market Supervisory Authority (FINMA) under member number F01112848.<\/li>\n<li>Swiss Prime International Ltd. maintains collaborative contracts with the following insurers, pension providers, or healthcare providers, among others:<\/li>\n<\/ul>\n<table>\n<tbody>\n<tr>\n<td width=\"299\"><strong>Allianz-Suisse<\/strong><\/td>\n<td width=\"179\"><strong>Group Mutuel<\/strong><\/td>\n<td width=\"209\"><strong>Protekta<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Animalia<\/strong><\/td>\n<td width=\"179\"><strong>Helsana<\/strong><\/td>\n<td width=\"209\"><strong>Sana24<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Assura<\/strong><\/td>\n<td width=\"179\"><strong>Helvetia<\/strong><\/td>\n<td width=\"209\"><strong>Sanitas<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Atupri<\/strong><\/td>\n<td width=\"179\"><strong>Innova<\/strong><\/td>\n<td width=\"209\"><strong>Simpego<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>AXA Winterthur<\/strong><\/td>\n<td width=\"179\"><strong>Julius Baer<\/strong><\/td>\n<td width=\"209\"><strong>Swica<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Baloise<\/strong><\/td>\n<td width=\"179\"><strong>Liberty<\/strong><\/td>\n<td width=\"209\"><strong>Swiss Life<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Bank Zweiplus<\/strong><\/td>\n<td width=\"179\"><strong>Liechtenstein Life<\/strong><\/td>\n<td width=\"209\"><strong>Sympany<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Concordia<\/strong><\/td>\n<td width=\"179\"><strong>die Mobiliar<\/strong><\/td>\n<td width=\"209\"><strong>Vaudoise<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>CSS Versicherung<\/strong><\/td>\n<td width=\"179\"><strong>Orion<\/strong><\/td>\n<td width=\"209\"><strong>Visana<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Dextra<\/strong><\/td>\n<td width=\"179\"><strong>PAX<\/strong><\/td>\n<td width=\"209\"><strong>Vontobel<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Europ\u00e4ische Reise Versicherung<\/strong><\/td>\n<td width=\"179\"><strong>PensExpert<\/strong><\/td>\n<td width=\"209\"><strong>Zugerberg Finanz AG<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Epona<\/strong><\/td>\n<td width=\"179\"><strong>Pensionskasse Pro<\/strong><\/td>\n<td width=\"209\"><strong>Zurich<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Generali<\/strong><\/td>\n<td width=\"179\"><strong>Profond<\/strong><\/td>\n<td width=\"209\"><strong>\u00a0<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<ul>\n<li>Swiss Prime International AG cooperates with the above mentioned companies, depending on the insurance needs of the client in all insurance classes. Swiss Prime International AG is compensated by the insurers with the customary brokerage commissions.<\/li>\n<li>Swiss Prime International AG works on behalf of its clients in accordance with the services agreed in the &#8220;Broker Mandate&#8221;.<\/li>\n<li>In the event of a complaint: As our client, you are always assured of our commitment to sound and impartial financial advice. Nevertheless, should an error occur, we will do everything possible to resolve this to your entire satisfaction. As required by article 45, ISA, Swiss Prime International Ltd. can be held responsible in the event of errors, negligence, incorrect information, or erroneous financial advice. Swiss Prime International Ltd. maintains professional indemnity of CHF 3\u2019000\u2019000 with Allianz-Suisse<\/li>\n<li>Your confidential data: Swiss Prime International Ltd. ensures that its consultants and staff treat your sensitive information with the utmost care and discretion, following the principles of relevant Swiss law. Our data conservation policy is also governed by Swiss law. The use of your personal details, including any and all information provided to us in the scope of our activity as financial consultants, are treated with total confidentiality, and accessed exclusively for the purpose of fulfilling the obligations of our mandate with you. Personal data is generally stored in electronic and\/or paper form. All information provided by the customer will be disclosed to third parties only with the express written consent of the customer.<\/li>\n<\/ul>\n<p>SPI AG typically receives a service fee for the administration of insurance policies, with the compensation amount varying depending on the type of insurance. For completed policies, SPI AG receives a one-time commission, and in some cases, a recurring commission. The compensation amount falls within a narrow range applicable across different providers. Detailed information is available on the website at <a href=\"https:\/\/swiss-prime.ch\/en\/terms-and-conditions\/\">https:\/\/swiss-prime.ch\/en\/terms-and-conditions\/<\/a> (GTC). The client explicitly agrees to waive the right to receive compensation. In return, SPI AG does not charge any consulting fees for its services. SPI AG is always willing to transparently disclose the amount of compensation received upon request.<\/p>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 20px;margin-bottom : 20px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1200px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:700px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-2\"><h1><strong>Swiss Prime International Ltd.,\u00a0<\/strong><\/h1>\n<h2>Rue du Fort-Barreau 15, CH-1201 Geneva<\/h2>\n<ul>\n<li>Your client advisor works for Swiss Prime International Geneva Ltd, Rue du Fort-Barreau 15, 1201 Geneva, Switzerland.<\/li>\n<li>Swiss Prime International Geneva Ltd. is an independent financial intermediary, registered with and supervised by the Swiss Financial Market Supervisory Authority (FINMA) under member number F01392795.<\/li>\n<li>Swiss Prime International Geneva Ltd. maintains collaborative contracts with the following insur-ers, pension providers, or healthcare providers, among others:<\/li>\n<\/ul>\n<table>\n<tbody>\n<tr>\n<td width=\"299\"><strong>Allianz-Suisse<\/strong><\/td>\n<td width=\"179\"><strong>Group Mutuel<\/strong><\/td>\n<td width=\"209\"><strong>Protekta<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Animalia<\/strong><\/td>\n<td width=\"179\"><strong>Helsana<\/strong><\/td>\n<td width=\"209\"><strong>Sana24<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Assura<\/strong><\/td>\n<td width=\"179\"><strong>Helvetia<\/strong><\/td>\n<td width=\"209\"><strong>Sanitas<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Atupri<\/strong><\/td>\n<td width=\"179\"><strong>Innova<\/strong><\/td>\n<td width=\"209\"><strong>Simpego<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>AXA Winterthur<\/strong><\/td>\n<td width=\"179\"><strong>Julius Baer<\/strong><\/td>\n<td width=\"209\"><strong>Swica<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Baloise<\/strong><\/td>\n<td width=\"179\"><strong>Liberty<\/strong><\/td>\n<td width=\"209\"><strong>Swiss Life<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Bank Zweiplus<\/strong><\/td>\n<td width=\"179\"><strong>Liechtenstein Life<\/strong><\/td>\n<td width=\"209\"><strong>Sympany<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Concordia<\/strong><\/td>\n<td width=\"179\"><strong>die Mobiliar<\/strong><\/td>\n<td width=\"209\"><strong>Vaudoise<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>CSS Versicherung<\/strong><\/td>\n<td width=\"179\"><strong>Orion<\/strong><\/td>\n<td width=\"209\"><strong>Visana<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Dextra<\/strong><\/td>\n<td width=\"179\"><strong>PAX<\/strong><\/td>\n<td width=\"209\"><strong>Vontobel<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Europ\u00e4ische Reise Versicherung<\/strong><\/td>\n<td width=\"179\"><strong>PensExpert<\/strong><\/td>\n<td width=\"209\"><strong>Zugerberg Finanz AG<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Epona<\/strong><\/td>\n<td width=\"179\"><strong>Pensionskasse Pro<\/strong><\/td>\n<td width=\"209\"><strong>Zurich<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"299\"><strong>Generali<\/strong><\/td>\n<td width=\"179\"><strong>Profond<\/strong><\/td>\n<td width=\"209\"><strong>\u00a0<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<ul>\n<li>Swiss Prime International Geneva Ltd. cooperates with the above-mentioned companies, depending on the insurance needs of the client in all insurance classes. Swiss Prime International Geneva Ltd. is compensated by the insurers with the customary brokerage commissions.<\/li>\n<li>Swiss Prime International Geneva Ltd. works on behalf of its clients in accordance with the services agreed in the &#8220;Broker Mandate&#8221;.<\/li>\n<li>In the event of a complaint: As our client, you are always assured of our commitment to sound and impartial financial advice. Nevertheless, should an error occur, we will do everything possible to resolve this to your entire satisfaction. As required by article 45, ISA, Swiss Prime International Geneva Ltd. can be held responsible in the event of errors, negligence, incorrect information, or erroneous financial advice. Swiss Prime International Geneva Ltd. maintains professional indemnity of CHF 2\u2019000\u2019000 with Allianz-Suisse<\/li>\n<li>Your confidential data: Swiss Prime International Geneva Ltd. ensures that its consultants and staff treat your sensitive information with the utmost care and discretion, following the principles of relevant Swiss law. Our data conservation policy is also governed by Swiss law. The use of your personal details, including any and all information provided to us in the scope of our activity as financial consultants, are treated with total confidentiality, and accessed exclusively for the purpose of fulfilling the obligations of our mandate with you. Personal data is generally stored in electronic and\/or paper form. All information provided by the customer will be disclosed to third parties only with the express written consent of the customer.<\/li>\n<\/ul>\n<p>SPI AG typically receives a service fee for the administration of insurance policies, with the compensation amount varying depending on the type of insurance. For completed policies, SPI AG receives a one-time commission, and in some cases, a recurring commission. The compensation amount falls within a narrow range applicable across different providers. Detailed information is available on the website at <a href=\"https:\/\/swiss-prime.ch\/en\/terms-and-conditions\/\">https:\/\/swiss-prime.ch\/en\/terms-and-conditions\/<\/a> (GTC). The client explicitly agrees to waive the right to receive compensation. In return, SPI AG does not charge any consulting fees for its services. SPI AG is always willing to transparently disclose the amount of compensation received upon request.<\/p>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-1{width:100% !important;margin-top : 20px;margin-bottom : 20px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1200px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:700px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":3733,"parent":2035,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ISA-Art45 - Swiss Prime International<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/swiss-prime.ch\/en\/isa-art45\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ISA-Art45 - Swiss Prime International\" \/>\n<meta property=\"og:url\" content=\"https:\/\/swiss-prime.ch\/en\/isa-art45\/\" \/>\n<meta property=\"og:site_name\" content=\"Swiss Prime International\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Swissprimeinternational\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-06T09:33:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/swiss-prime.ch\/wp-content\/uploads\/2023\/12\/beautiful-old-city-limmat-river-zurich-switzerland-historic-center-city-zurich-with-views-river-bridge-1-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1331\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@SwissPrimeInt\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/swiss-prime.ch\/en\/isa-art45\/\",\"url\":\"https:\/\/swiss-prime.ch\/en\/isa-art45\/\",\"name\":\"ISA-Art45 - Swiss Prime International\",\"isPartOf\":{\"@id\":\"https:\/\/swiss-prime.ch\/#website\"},\"datePublished\":\"2024-01-24T11:14:18+00:00\",\"dateModified\":\"2024-02-06T09:33:21+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/swiss-prime.ch\/en\/isa-art45\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/swiss-prime.ch\/en\/isa-art45\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/swiss-prime.ch\/en\/isa-art45\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/swiss-prime.ch\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance Services in Zug &#038; 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