{"id":2282,"date":"2022-10-26T09:29:46","date_gmt":"2022-10-26T09:29:46","guid":{"rendered":"https:\/\/swiss-prime.ch\/?page_id=2282"},"modified":"2024-08-07T08:34:03","modified_gmt":"2024-08-07T08:34:03","slug":"pillar-2-company-pension","status":"publish","type":"page","link":"https:\/\/swiss-prime.ch\/en\/pillar-2-company-pension\/","title":{"rendered":"Pillar 2 &#8211; Company Pension"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background tweakhead3 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#e8ebef;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_2_3 2_3 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><h1>Pillar 2 &#8211; Company Pension<\/h1>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:66.666666666667% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 2.88%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 2.88%;}@media only screen and (max-width:1150px) {.fusion-body .fusion-builder-column-0{width:66.666666666667% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 2.88%;margin-left : 2.88%;}}@media only screen and (max-width:900px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_3 1_3 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"sm-text-align-left\" style=\"text-align:right;\"><style>.fusion-body .fusion-button.button-1{border-radius:0px 0px 0px 0px;}<\/style><a class=\"fusion-button button-flat fusion-button-default-size button-default button-1 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"#videoins\"><span class=\"fusion-button-text\">Watch our Video<\/span><\/a><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-1{width:33.333333333333% !important;margin-top : 30px;margin-bottom : 0px;}.fusion-builder-column-1 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 5.76%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 5.76%;}@media only screen and (max-width:1150px) {.fusion-body .fusion-builder-column-1{width:33.333333333333% !important;order : 0;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 5.76%;margin-left : 5.76%;}}@media only screen and (max-width:900px) {.fusion-body .fusion-builder-column-1{width:100% !important;order : 0;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-1 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-2\"><h2>Are you aware of the benefits you receive with Pillar 2 \u2013 Company Pension?<\/h2>\n<h3 style=\"font-size: 21px;\">Understanding the Company Pension System<\/h3>\n<p>In Switzerland, the pension system is built on three pillars, and the 2nd pillar, known as the company pension, plays a vital role in your retirement savings. If you\u2019re employed and insured under the 1st pillar (State Pension) and earn at least CHF 22,050 per year (as of 2023), you are automatically enrolled in the 2nd pillar. This system ensures that your retirement savings are bolstered by contributions from both you and your employer, providing you with a stronger financial foundation when you retire.<\/p>\n<p>Your employer is not only required to insure you against the risks of death and disability from the age of 25, but they also play a key role in helping you prepare for retirement. Retirement may seem like a distant concern, but it is one of the most significant financial risks you will face. Ensuring that you have sufficient funds saved is essential for a secure and comfortable retirement.<\/p>\n<\/div><div class=\"fusion-text fusion-text-3 tweakgalnew1\">\n\t\t<style type=\"text\/css\">\n\t\t\t#gallery-1 {\n\t\t\t\tmargin: auto;\n\t\t\t}\n\t\t\t#gallery-1 .gallery-item {\n\t\t\t\tfloat: left;\n\t\t\t\tmargin-top: 10px;\n\t\t\t\ttext-align: center;\n\t\t\t\twidth: 50%;\n\t\t\t}\n\t\t\t#gallery-1 img {\n\t\t\t\tborder: 2px solid #cfcfcf;\n\t\t\t}\n\t\t\t#gallery-1 .gallery-caption {\n\t\t\t\tmargin-left: 0;\n\t\t\t}\n\t\t\t\/* see gallery_shortcode() in wp-includes\/media.php *\/\n\t\t<\/style>\n\t\t<div id='gallery-1' class='gallery galleryid-2282 gallery-columns-2 gallery-size-full'><dl class='gallery-item'>\n\t\t\t<dt class='gallery-icon landscape'>\n\t\t\t\t<img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/1136.jpg\" class=\"attachment-full size-full\" alt=\"Pillar 2 - Company pension in Zug, Zurich, Geneva Switzerland\" srcset=\"https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/1136-200x133.jpg 200w, https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/1136-300x200.jpg 300w, https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/1136-400x267.jpg 400w, https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/1136-600x400.jpg 600w, https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/1136-768x512.jpg 768w, https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/1136-800x534.jpg 800w, https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/1136.jpg 1000w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\n\t\t\t<\/dt><\/dl><dl class='gallery-item'>\n\t\t\t<dt class='gallery-icon landscape'>\n\t\t\t\t<img decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/32972.jpg\" class=\"attachment-full size-full\" alt=\"Pillar 2 - Company pension in Zug, Zurich, Geneva Switzerland\" srcset=\"https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/32972-200x133.jpg 200w, https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/32972-300x200.jpg 300w, https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/32972-400x267.jpg 400w, https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/32972-600x400.jpg 600w, https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/32972-768x512.jpg 768w, https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/32972-800x534.jpg 800w, https:\/\/swiss-prime.ch\/wp-content\/uploads\/2024\/07\/32972.jpg 1000w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\n\t\t\t<\/dt><\/dl><br style=\"clear: both\" \/>\n\t\t<\/div>\n\n<\/div><div class=\"fusion-text fusion-text-4\"><h3>Pillar 2 &#8211; Company Pension in Key Swiss Cities<\/h3>\n<p>If you live in Zug, Zurich, or Geneva, the Pillar 2 company pension is a key part of your financial planning. While each city has its own specifics, the main benefits and rules of Pillar 2 are the same throughout Switzerland.<\/p>\n<\/div><style type=\"text\/css\">#accordion-2282-1 .fusion-panel:hover{ border-color: #e8ebef } #accordion-2282-1 .fusion-panel { border-color:#e8ebef; }.fusion-accordian  #accordion-2282-1 .panel-title a .fa-fusion-box{ color: #ffffff;}.fusion-accordian  #accordion-2282-1 .panel-title a .fa-fusion-box:before{ font-size: 14px; width: 14px;}.fusion-accordian  #accordion-2282-1 .panel-title a{font-size:16px;color:#343243;font-family:\"Sen\";font-weight:700;}.fusion-accordian  #accordion-2282-1 .toggle-content{font-size:14px;color:#333333;font-family:\"Sen\";font-weight:400;}.fusion-accordian  #accordion-2282-1 .fa-fusion-box { background-color: #212934;border-color: #212934;}.fusion-accordian  #accordion-2282-1 .panel-title a:not(.active):hover, #accordion-2282-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: #ee2c38;}.fusion-accordian  #accordion-2282-1 .panel-title .active .fa-fusion-box,.fusion-accordian  #accordion-2282-1 .panel-title a:not(.active):hover .fa-fusion-box { background-color: #ee2c38!important;border-color: #ee2c38!important;}<\/style><div class=\"accordian fusion-accordian\"><div class=\"panel-group\" id=\"accordion-2282-1\"><style type=\"text\/css\">.fusion-accordian  #accordion-2282-1 .panel-03f9a77902ea2e3be .panel-title a{color:#343243;}.fusion-accordian  #accordion-2282-1 .panel-03f9a77902ea2e3be .toggle-content{color:#333333;}<\/style><div class=\"fusion-panel panel-default panel-03f9a77902ea2e3be\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_03f9a77902ea2e3be\"><a aria-expanded=\"false\" aria-controls=\"03f9a77902ea2e3be\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-2282-1\" data-target=\"#03f9a77902ea2e3be\" href=\"#03f9a77902ea2e3be\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Additional Benefits for Newcomers to Switzerland<\/span><\/a><\/h4><\/div><div id=\"03f9a77902ea2e3be\" class=\"panel-collapse collapse \" araia-labelledby=\"toggle_03f9a77902ea2e3be\"><div class=\"panel-body toggle-content fusion-clearfix\">Have you recently moved to Switzerland? You may be able to increase your retirement savings by making extra contributions to your company\u2019s pension plan. These contributions can fill in gaps for any missing years. They can also offer significant tax benefits. Knowing these options can greatly improve your long-term financial security. Speak with one of our experts to fully understand how you can make the most of these benefits.<\/div><\/div><\/div><style type=\"text\/css\">.fusion-accordian  #accordion-2282-1 .panel-bea5ae6acff55e862 .panel-title a{color:#343243;}.fusion-accordian  #accordion-2282-1 .panel-bea5ae6acff55e862 .toggle-content{color:#333333;}<\/style><div class=\"fusion-panel panel-default panel-bea5ae6acff55e862\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_bea5ae6acff55e862\"><a aria-expanded=\"false\" aria-controls=\"bea5ae6acff55e862\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-2282-1\" data-target=\"#bea5ae6acff55e862\" href=\"#bea5ae6acff55e862\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Starting Your Own Business?<\/span><\/a><\/h4><\/div><div id=\"bea5ae6acff55e862\" class=\"panel-collapse collapse \" araia-labelledby=\"toggle_bea5ae6acff55e862\"><div class=\"panel-body toggle-content fusion-clearfix\">Choosing the right pension fund is a crucial step for entrepreneurs. If you are starting your own business, you might find the many pension options overwhelming. But picking the right plan is vital for the financial security of both you and your employees. A good pension fund can provide stability, attract talent, and help keep your business competitive.<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-text fusion-text-5\"><h3 style=\"margin-top: 40px;\">Get Expert Advice Today<\/h3>\n<p>The Pillar 2 company pension system can seem complex, but it doesn\u2019t have to be. Our team of expert advisers is here to help. We can guide you through the process and help you make decisions that maximize your pension benefits. Whether you want to boost your retirement savings, understand your current pension plan, or explore options for your business, we\u2019re here to assist. Contact us today using the form, and let us help you secure a financially stable future.<\/p>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-2{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-2 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1150px) {.fusion-body .fusion-builder-column-2{width:100% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:900px) {.fusion-body .fusion-builder-column-2{width:100% !important;order : 0;}.fusion-builder-column-2 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 30px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><div id=\"videoins\"><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#e8ebef;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-video fusion-youtube\" style=\"max-width:600px;max-height:360px;\"><div class=\"video-shortcode\"><div class=\"fluid-width-video-wrapper\" style=\"padding-top:60%;\" ><iframe class=\"lazyload\" title=\"YouTube video player 1\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27600%27%20height%3D%27360%27%20viewBox%3D%270%200%20600%20360%27%3E%3Crect%20width%3D%27600%27%20height%3D%27360%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/www.youtube.com\/embed\/-tq0pUR9KHQ?wmode=transparent&autoplay=0\" width=\"600\" height=\"360\" allowfullscreen allow=\"autoplay; fullscreen\"><\/iframe><\/div><\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-3{width:100% !important;margin-top : 20px;margin-bottom : 20px;}.fusion-builder-column-3 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1150px) {.fusion-body .fusion-builder-column-3{width:100% !important;order : 0;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:900px) {.fusion-body .fusion-builder-column-3{width:100% !important;order : 0;}.fusion-builder-column-3 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-2{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 60px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":4156,"parent":2035,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pillar 2 - Company Pension in Zug, Zurich &amp; Geneva, Switzerland<\/title>\n<meta name=\"description\" content=\"Pillar 2 - Company Pension - Do you understand the benefits you have with your company pension? 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