Retirement Planning | Zurich, Zug, Geneva, Lausanne

Retirement Planning

“A stitch in time saves nine.” – English Proverb

Every day, we encounter new facts and studies that we need to process and understand. One such fact is the increase in life expectancy. Studies indicate that we will live longer. While it’s reassuring that advances in medicine and available procedures will allow us to live healthier and longer lives, the financial implications of a longer life can be daunting.

Planning for retirement has never been more crucial. A longer life means more years of financial independence, and without proper planning, this can lead to uncertainty and stress. Good planning and a comprehensive overview of your financial situation can give you the tools to take control of your future. This will help reduce apprehension about what’s ahead.

What does effective retirement planning involve?

Based on your expectations and needs, we will provide a thorough overview of your potential income sources during retirement. This includes:

Understanding what you can expect from state pensions is vital. We will help you navigate the complexities of state pension schemes and ensure you know your entitlements.

We will analyze your company pension plan, explaining how it works and what benefits you can expect. This is especially important if you have changed jobs frequently or have been self-employed.

We will assess your private savings and investments. This includes savings accounts, stocks, bonds, and any other assets that can contribute to your retirement fund.

In addition to income sources, we provide retirement planning through

We will review your insurance policies to ensure you have adequate coverage for health, life, and other potential risks. This is essential to protect your retirement savings from unforeseen events.

We offer guidance on inheritance planning to ensure your assets are distributed according to your wishes and in the most tax-efficient manner.

Our experts will advise you on strategies to minimize your tax liabilities during retirement, maximizing your available income.

We will suggest investment options tailored to your risk tolerance and retirement goals, helping you grow your retirement fund.

Retirement planning is not just about saving money; it’s about creating a strategy that gives you confidence and peace of mind for the future.

Contact our expert advisers using the form to find out more about how we can help you secure your financial future.