Liability insurance covers you in the event that you or those living in your household (and that includes your beloved pets) unintentionally cause loss or damage to a third party. You then have the obligation to compensate the incurred loss.
Classic examples: Your dog attacks someone, your child breaks a neighbours window whilst playing, a flowerpot falls from your balcony and damages a car parked below or you accidently knock over a lamp in your hotel room!
The liability insurance is valid worldwide and covers:
If you are renting your home, then this insurance is highly recommended and will protect your rental deposit against unwarranted claims by landlords. Damage that you have unintentionally caused to a rented home will be covered, whereas wear and tear are not.
Speak to us to arrange the appropriate cover for you and your household.